Homebuyer

Get Pre Approved – This will give you an estimate of your purchase price range and monthly mortgage payments. If you need a referral, we have a list of qualified lenders…

Sign up on our website or call 847-961-5000 for an initial consultation with Justin or Terri.Get Pre-Approved – Obtaining a pre-approval from a reputable mortgage lender is one of the most…

The tax deductions you’re eligible to take for mortgage interest and property taxes greatly increase the financial benefits of homeownership. Here’s how it works. Assume: $9,877 = Mortgage interest paid…

Credit scores, along with your overall income and debt, are big factors in determining whether you’ll qualify for a loan and what your loan terms will be. So, keep your…

W-2 forms – or business tax return forms if you’re self-employed – for the last two or three years for every person signing the loan. Copies of at least one…

They don’t ask enough questions of their lender and end up missing out on the best deal. They don’t act quickly enough to make a decision and someone else buys…

You’ll likely be responsible for a variety of fees and expenses that you and the seller will have to pay at the time of closing. Your lender must provide a…

Research before you look. Decide what features you most want to have in a home, what neighborhoods you prefer, and how much you’d be willing to spend each month for housing.…

Tax breaks. The U.S. Tax Code lets you deduct the interest you pay on your mortgage and your property taxes, as well as some of the costs involved in buying your…

Investigate local, state, and national down payment assistance programs. These programs give qualified applicants loans or grants to cover all or part of your required down payment. National programs include the…